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Friday, June 14, 2013

APPLICATION FOR CONDONATION OF DELAY OF 193 DAYS IN FILING APPEAL - REFUSED AS THE APPLICANT FAILED TO PROVE THE ALLEGATION THAT HIS COUNSEL NOT INTIMATED = It is surprising to note that the application does not mention the name of the earlier counsel. There is nothing on record to show that any complaint has been filed before the Bar Council or any legal notice was served upon earlier counsel. There is also nothing on record to show that petitioners have initiated any action against their earlier counsel for deficiency in services, under the Act. Affidavit of earlier counsel also did not see the light of the day. The petitioners are supposed to explain the ‘day-to-day’ delay but the needful was not done. Such like stories can be created at any time. To our mind, in such like cases, false allegations are often made against the counsel so that the delay should be condoned. It is the duty cast on the petitioners themselves to find out as to what has happened to their case and why appeal has not been filed. They cannot put entire blame upon their counsel. The facts of this case rather reveal negligence, inaction and passivity on the part of the petitioners themselves. - It is well settled that Qui facit per alium facit per se. Negligence of a litigant’s agent is negligence of the litigant himself and is not sufficient cause for condoning the delay.

published in http://164.100.72.12/ncdrcrep/judgement/00130610114937239RP20512013.htm
NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI

REVISION  PETITION  NO.   2051    OF   2013

with

 I.A. No.3375 of 2013 (Stay Application)

 (From the order dated  25.3.2013  First Appeal No.193/2013  

  of the State Commission,  Haryana, Panchkula)


1.       DLF Home Developers Limited
DLF Centre, Sansad Marg,
New Delhi.

2.       Shri Atul Srivastava,
S/o Shri H.C. Srivastava,
DLF Centre,
Sansad Marg,
New Delhi – 110 001.                                              …Petitioners

Versus

1.       Shri Pradeep Kumar
S/o Shri Ram Chander Lathwal,
R/o 235, Sector-15,
Sonipat

2.       Shri Rajiv Kumar
S/o Sh. Bhagwan Singh
R/o H. No.2408,
Housing Board Colony
Sector-15,
Sonipat                                                                    ..Respondents

BEFORE:

 

HON’BLE MR. JUSTICE  V.B. GUPTA, PRESIDING MEMBER

HON’BLE  MRS. REKHA GUPTA,  MEMBER

           

 

For the Petitioners           :         Mr. H.L. Tiku, Senior Advocate with

Ms. Jasmeet Singh, Advocate

                                                              

 






Pronounced on:   7th June, 2013

ORDER

PER MR. JUSTICE V.B. GUPTA, PRESIDING MEMBER
          Present revision petition has been filed under Section 21(b) of the Consumer Protection Act, 1986 (for short, ‘Act’) against impugned order dated 25.3.2013, passed by State Consumer Disputes Redressal Commission, Haryana, Panchkula (for short ‘State Commission’).
2.       Brief facts are that respondents/complainants booked a residential flat in Express Green Sector MI, Manesar, DLF, New Gurgaon and deposited Rs.Five lacs with the petitioners/O.Ps. 
According to the agreement dated 4.4.2009, petitioners had to  give possession of the flat within a period of 2½ years from the date of agreement. 
Further, respondents had to pay Rs.48,50,000/- at the rate of Rs.2091.5  per square feet to the petitioners. 
On 14.10.2008 and 9.2.2009, petitioners issued  letters to the respondents to deposit an amount of Rs.4,70,116.40 paise and Rs.8,43,160.50 paise respectively, according to the amended schedule of payment of the petitioners.  
The respondents issued two cheques amounting to Rs.7,40,000/- as part payment as the petitioners did not obtain the agreement in respect of the said flat in time and due to which, the loan could not be sanctioned in time from the concerned bank. 
It is further alleged that petitioners, vide letter dated 27.7.2009 cancelled the part payment made by the respondents.
 Despite issuing legal notice dated 31.10.2009, petitioners have not cancelled the cancellation letter in respect of the said flat. 
Thus, there was deficiency in service on the part of the petitioners.
3.       In its  written statement,  petitioners admit that on deposit of Rs.5 lacs  as booking amount, respondents were allotted apartment measuring 1760 sq. ft. alongwith parking space, vide letter of allotment dated 15.9.2008 at basic sale price of Rs.26,81,040/-. 
In addition to the said amount, respondents had to pay some additional amount as charges for parking space, EDC, IDC, maintenance security, interest on maintenance security and the total amount comes to Rs.49,37,999.99 paise. 
However, respondents miserably failed to adhere to the payment plan as opted by them. 
According to clause No.19 of the application for allotment it clearly states that petitioner company would endeavor to complete the construction of the dwelling unit within three years from the date of execution of the agreement. 

On 2.4.2009, petitioner company informed all the allottees that the payment plan was being changed. 
The respondents failed to pay any of the complete instalments despite issuing the demand notices and reminders.  
Petitioner company left with no option but to cancel the allotment of the said apartment on 15.9.2009. 
The respondents requested the petitioners to restore the property conditionally that they would remit all the overdue payment alongwith delayed interest by 15.9.2009. 
The respondents sent two cheques of Rs.5,50,000/- and Rs.1,90,000/- to the petitioners 
but the same were returned back with the condition that the property shall only be restored if the respondents made the complete payment of the outstanding amount of Rs.12,89,604/-. 
Due to non-fulfilment of the terms and conditions of the application for allotment by the respondents, the flat is cancelled by the petitioners. 
The amount stands forfeited by the petitioners as per the terms and conditions of the application for allotment. 
Thus, there was no deficiency in service on the part of the petitioners.
4.       District Consumer Disputes Redressal Forum, Sonepat (for short, ‘District Forum’) vide order dated 17.7.2012, allowed the complaint.
5.       Aggrieved by the order of the District Forum, petitioners filed appeal before the State Commission. 
Alongwith appeal, an application for condoantion of delay of 193 days was also filed.
6.       Vide its impugned order, State Commission dismissed the appeal on the ground of limitation as well as on merits
7.       Hence, this revision.
8.       We have heard the learned counsel for the petitioner on application for condonation of delay and have gone through the record. 
9.       It has been contended by learned counsel for the petitioner that earlier counsel never communicated to the petitioners about the decision of the District Forum and as such petitioners could not take appropriate steps to challenge the decision passed by the District Forum within the requisite time. 
However, after knowing about the decision of the District Forum, petitioners immediately applied for the certified copy of the order and thereafter new counsel was engaged. 
Thus, delay in filing of the appeal before the State Commission was not intentional. 
The explanation furnished by the petitioners seeking condonation of delay is bonafide. 
 It is further contended that petitioners’ case on merits is very good and an opportunity should be granted to the petitioners to put forward the case before the State Commission. 
Further, State Commission has given no reason for not condoning the delay. Moreover, it has gone into the merits of the case.
10.     In support, learned counsel has relied upon the following judgments;
i)             B. Madhuri Goud  Vs. B. Damodar Reddy
 2012(7) SCALE 230;
ii)           S. Ganesharaju Vs. Narasamma
2012(4)SCALE 152 and 
iii)         Anshul Aggarwal  Vs. New Okhla Industrial Development Authority
IV (2011) CPJ 63 (SC)
11.     The  grounds on which condonation of delay has been sought are  reproduced as under;
“2.      That the order dated 17.07.2012 passed  by the Ld. District Forum came into the knowledge of the applicant/appellant on making inquiry from his counsel about the above titled case which was pending before the Ld. District Consumer Disputes Redressal Forum, Sonepat and on inquiry it was transpired to applicant/appellant that the Ld. District Forum had already decided the case on 17.07.2012, but the decision and fate of the Ld. District Consumer Disputes Redressal Forum, Sonepat was never communicated by the counsel engaged by the applicant/appellant, reason being the appellant company could not take appropriate steps to challenge the decision passed by Ld. District Consumer Forum within the requisite period of time. Hence, the inordinate delay of 193 days has been caused.
3.       That after knowing about the decision passed by the Ld. District Forum in the first week of February, 2013 applicant applied for the certified copy of the order dated 17.07.2012 on 06.02.2013 and the same was supplied to the applicant/appellant on 07.02.2013 and thereafter applicant engaged the undersigned –counsel to file the present appeal before this Hon'ble Commission.
4.       That a good prima facie is made out in favour of the appellant and is likely to be succeeded and the above mentioned delay in filing the present appeal is not intentional because of the facts narrated above.”

                   No other ground finds place therein.

12.     It is a matter of fact that petitioners  have failed to offer convincing rationale of reasons in support of their application. 
It is surprising to note that the application does not mention the name of the earlier counsel. 
There is nothing on record to show that any complaint has been filed before the Bar Council or any legal notice was served upon earlier counsel. 
There is also nothing on record to show that petitioners have initiated any action against their earlier counsel for deficiency in services, under the Act. 
Affidavit of earlier counsel also did not see the light of the day. 
The petitioners are supposed to explain the ‘day-to-day’ delay but the needful was not done. 
Such like stories can be created at any time. 
To our mind, in such like cases, false allegations are often made against the counsel so that the delay should be condoned. 
It is the duty cast on the petitioners themselves to find out as to what has happened to  their case and why appeal has not been filed. 
They cannot put entire blame upon their counsel. The facts of this case rather reveal negligence, inaction and passivity on the part of the petitioners themselves. 
The facts of this case speak for itself. 
This view is further emboldened by the following authorities;
              13.  In  Ram Lal  and  Ors.  Vs.  Rewa  Coalfields  Ltd., AIR  1962 Supreme Court 361, it has been observed;
     “It is, however, necessary to emphasize that even after sufficient cause has been shown a party is not entitled to the condonation of delay in question as a matter of right. The proof of a sufficient cause is a discretionary jurisdiction vested in the Court by S.5. If sufficient cause is not proved nothing further has to be done; the application for condonation has to be dismissed on that ground alone. If sufficient cause is shown then the Court has to enquire whether in its discretion it should condone the delay. This aspect of the matter naturally introduces the consideration of all relevant facts and it is at this stage that diligence of the party or its bona fides may fall for consideration; but the scope of the enquiry while exercising the discretionary power after sufficient cause is shown would naturally be limited only to such facts as the Court may regard as relevant.”

14.     Similarly, in Oriental Insurance Co. Ltd. vs. Kailash Devi & Ors.
AIR 1994 Punjab and Haryana 45, it has been laid down that;
                 “There is no denying the fact that the expression sufficient cause should normally be construed liberally so as to advance substantial justice but that would be in a case where no negligence or inaction or want of bona fide is imputable to the applicant. The discretion to condone the delay is to be exercised judicially i.e. one of is not to be swayed by sympathy or benevolence.”

15.     In R.B. Ramlingam Vs. R.B. Bhavaneshwari, 2009 (2) Scale 108it
has   been observed:
                   “We hold that in each and every case the Court has to examine whether delay in filing the special appeal leave petitions stands properly explained. This is the basic test which needs to be applied. The true guide is whether the petitioner has acted with reasonable diligence in the prosecution of his appeal/petition.”


16.     Hon’ble Supreme Court after exhaustively considering the case law on the aspect  of condonation of delay observed in Oriental Aroma Chemical Industries Ltd. Vs. Gujarat Industrial Development Corporation reported in (2010) 5 SCC 459 as under;
   “We  have  considered   the  respective    submissions.  The law of limitation is founded on public policy. The   legislature does not prescribe limitation with the object of destroying the rights of the parties but to ensure that   they    do not resort to dilatory tactics and seek remedy without delay. The idea is that every legal remedy must be kept alive for a period fixed by the  legislature. To put it differently, the law of limitation prescribes a period within which legal remedy can be availed for redress of the legal injury. At the same   time, the courts are bestowed with the power to condone the delay, if sufficient cause is shown for not availing the remedy within the stipulated time.”
        The   expression  "sufficient cause"   employed  in   Section 5 of the Indian Limitation Act, 1963 and similar other statutes is elastic enough to enable the courts to apply the law in a meaningful manner which  sub serves the   ends   of   justice. 
Although, no hard and fast rule can be laid down  in dealing with the applications for condonation of delay, this Court has  justifiably advocated adoption of a liberal approach in condoning the delay of short duration  and a   stricter   approach where the delay is inordinate - Collector, Land   Acquisition,   Anantnag v. Mst. Katiji (1987)2 SCC 107, N. Balakrishnan v. M. Krishnamurthy (1998) 7 SCC 123 and 10 Vedabai v. Shantaram Baburao Patil (2001) 9 SCC 106”.
17.     Apex  Court  in Anshul Aggarwal  Vs.   New   Okhla   Industrial Development Authority, IV (2011) CPJ 63 (SC) has observed ;
        “It is also apposite to observe that while deciding an application filed in such cases for condonation of delay, the Court has to keep in mind that the special period of limitation has been prescribed under the Consumer Protection Act, 1986 for filing appeals and revisions in consumer matters and the object of expeditious adjudication of the consumer disputes will get defeated if this Court was to entertain highly belated petitions filed against the orders of the consumer foras”.
18.     This Commission in Mahindra Holidays & Resorts India Ltd. vs. Vasantkumar H. Khandelwal and Anr., Revision Petition No.1848 of 2012 decided on 21.5.2012 has held;
    “that under the Consumer Protection Act, 1986 the District Forum is supposed to decide the complaint within a period of 90 days from the date of filing and in case of some expert evidence is required to be led then within 150 days. The said Bench dismissed the revision petition on the ground that it was delayed by 104 days.”
19.     It is well settled that Qui facit per alium facit per se. Negligence of a litigant’s agent is negligence of the litigant himself and is not sufficient cause for condoning the delay. SeeM/s. Chawala & Co. vs. Felicity Rodrigues, 1971 ACK 92.
20.     In B Madhuri Goud (Supra), 
Andhra Pradesh High Court has condoned the delay of 1236 days in filing of the appeal. However, Apex Court after considering various judgments on Section 5 of Limitation Act, 1963, allowed the appeal and application seeking condonation of delay of 1236 days in filing the appeal was dismissed.
21.     In  S. Ganesharaju (Supra) there was delay of only 53 days which was satisfactorily explained and that is why the same was condoned.
22.     There is nothing on record to show that petitioners were being represented by an illiterate person. 
It has nowhere stated in the entire application for condonation of delay as to on which date knowledge came to the petitioners about passing the impugned order dated 17.7.2012. 
Petitioner no.1 who is a builder/developer must be having its legal department and large number of lawyers at its disposal. 
Therefore, it was expected from petitioner to have been vigilant and careful in pursuing the litigation which was pending before the fora below. 
Thus, gross negligence, deliberate inaction and lack of bonafide is imputable to the petitioner. Petitioner in order to cover up its own negligence, has shifted the entire burden upon the previous counsel which cannot be justifiable under any circumstances.
23.     Thus, in our view, the discretion exercised by the State Commission for declining the petitioners’ prayer for condonation of delay of 215 days does not suffer from any legal infirmity and the possibility of this Commission forming a different opinion in the matter of condonation of delay cannot justify interference with the impugned order under Section 21(b) of  the Act.
24.     The present revision petition being having no merit, is hereby dismissed in limine with cost of Rs.10,000/- (Rupees ten thousand only).
25.    Petitioners are directed to deposit the cost by way of demand draft in the name of ‘Consumer Legal Aid Account’ of this Commission within eight weeks from today. In case, petitioners fail to deposit the cost within prescribed period, then they shall be liable to pay interest @ 9% p.a. till its realization.
26.     Pending application, if any,  stand disposed of.
27.     List on 16.8.2013  for compliance.
                                                                                 …..…………………………J
                                         (V.B. GUPTA)
                            PRESIDING MEMBER


                                                                                         …..…………………………
                                   (REKHA GUPTA)
                                                                                                                              MEMBER
Sg.



Wednesday, June 12, 2013

Sec.11,2(13) and Rules 13 (d), rule 17of the Indian Stamp Act, 1899 (for short ‘the Act’)= Affixing adhesive stamps on white paper sale agreement is not proper payment of stamp duty - liable to be send for impounding the same =the document, namely, agreement of sale dated 1.11.2006, which was sought to be marked, was written on the white paper affixed with adhesive stamps and was not executed by impressed stamp paper.- objected for marking = The said objection was sustained by the trial Court holding that Section (11) of the Indian Stamp Act, 1899 (for short ‘the Act’) defines ‘duly stamped’. Section 2(13) defines ‘impressed stamp’. Rule 17 of the Indian Stamp Rules, 1925 (for short ‘the Rules’) defines Special Adhesive stamps to be used in certain cases and what instrument they can be used. The document in question, being an agreement of sale, is not included in the said Rule where adhesive stamps can be used. Further Rule 13 of the Rules provides as to and for what instrument adhesive stamps can be used, but the said Rule also do not include the agreement of sale, which is coming within the Article 6 of Schedule-1A of the Act. Therefore, the objections have to be sustained giving an opportunity to the plaintiff to send it to the Collector for proper certification as required under Section 37 read with 18 of the Act.

 published in http://164.100.12.10/hcorders/orders/2010/crp/crp_885_2010.html

* THE HON’BLE SRI JUSTICE A. GOPAL REDDY


+ C.R.P.No.885 of 2010

%  13-08-2010


# Tadi Jaganmohana Reddy S/o. Sri Peda Pereddy,
    R/o. Pasalapudi Village, Rayavaram Mandal,
    East Godavari District.

..PETITIONER

VS.

$    Karri Satyanarayana Reddy, S/o. Sri Subbi Reddy,
      R/o. Pasalapudi Village, Rayavaram Mandal,
      East Godavari District.

                                                                            ..RESPONDENT


! Counsel For The Petitioner: Sri N. Siva Reddy


^ Counsel For Respondent:  Smt. K. Sesharajyam
         
< Gist :


> Head Note :


?  CITATIONS :














  THE HON’BLE SRI JUSTICE A. GOPAL REDDY
 
CIVIL REVISION PETITION No.885 OF 2010

ORDER

The petitioner/plaintiff filed this revision petition, under Article 227 of the Constitution of India, against the order dated 16.02.2010 passed in O.S.No.304 of 2006 by the Senior Civil Judge, Ramachandrapuram, sustaining the objection taken by the defendant with regard to marking of agreement of sale dated 1.11.2006 based on which the suit for specific performance of agreement of sale was filed.
The facts that gave raise to institution of this revision petition, are that 
the document, namely, agreement of sale dated 1.11.2006, which was sought to be marked, was written on the white paper affixed with adhesive stamps and was not executed by impressed stamp paper. 
When the same was sought to be marked the defendant raised an objection. 

The said objection was sustained by the trial Court holding that
Section (11) of the Indian Stamp Act, 1899 (for short ‘the Act’) defines ‘duly stamped’. Section 2(13) defines ‘impressed stamp’. Rule 17 of the Indian Stamp Rules, 1925 (for short ‘the Rules’) defines Special Adhesive stamps to be used in certain cases and what instrument they can be used. 
The document in question, being an agreement of sale, is not included in the said Rule where adhesive stamps can be used. 
Further Rule 13 of the Rules provides as to and for what instrument adhesive stamps can be used, but the said Rule also do not include the agreement of sale, which is coming within the Article 6 of Schedule-1A of the Act. 
Therefore, the objections have to be sustained giving an opportunity to the plaintiff to send it to the Collector for proper certification as required under
Section 37 read with 18 of the Act.
Sri N. Siva Reddy, learned counsel for the petitioner contends that
 sub-section 26 of Section 2 of the Act defines ‘stamp’, 
which means any mark, seal or endorsement by ay agency or person duly authorized by the State Government, and 
includes an adhesive or impressed stamp, for the purpose of duly chargeable under this Act. 
The said provision was inserted with effect from 10.09.2004. 
Therefore, the same can be treated as stamp as defined under Section 2 (13) of the Act. 
Section 11 of the Act provides use of adhesive stamps
Rule 6 of the Rules provides 
every other instrument chargeable with duty shall, 
except as provided by Section 11 or by (Rules 10, 12 and 13), 
be written on paper on which a stamp of the proper value, not bearing the work “hundi” has been engraved or embossed. 
Rule 13(d) of the Rules provides 
instruments chargeable with duty under Articles 5(a) and (b) and 43 of Schedule I, Articles 5(a) and (b) and 38 of Schedule IA of Andhra Pradesh Stamp Rules. 
In view of the same, the adhesive stamps affixed on the agreement of sale comply with the statutory requirement, and rejection of the same by the lower Court is not at all correct.
To appreciate the above said contention, it is necessary to see the definitions of ‘duly stamped’, and ‘impressed stamp’.
Section 2(11) of the Act reads as under.
“Duly Stamped” :- “Duly stamped”, as applied to an instrument, means that the instrument bears an adhesive or impressed stamp of not less than the proper amount and that such stamp has been affixed or used in accordance with the law for the time being in force in [India].

          Section 2(13) of the Act reads as under:
“Impressed stamp”:- “Impressed stamp” includes, --
a)     labels affixed and impressed by the proper officer, and
b)     stamps embossed or engraved on stamped paper;
c)      impression by franking machine or any other such machine as the State Government or the Central Government, as the case may be, by notification in the Official Gazette, specify]

          Rule 13(d) of the Rules as applicable in Andhra Pradesh, specifies use of adhesive stamps on certain instruments.
          Under Article 5(a), (b), 13 and 43 of Schedule-I are equivalent to Article 5 (a), (b) and 38 of Schedule-IA of the A.P. Act.
Article 5(a) and (b) of Schedule-IA deals with agreement or memorandum of an agreement
a)     if relating to the sale of a bill of exchange,
b)     if relating to the sale of a government security or share in an incorporated company or other body corporate.

Whereas Article 6 of Schedule-IA deals with Agreement or memorandum of an agreement not otherwise provided for.
Article 38 of Schedule-IA deals with note or memorandum sent by a broker or agent to his principal intimating the purchase or sale on account of such principle. 
Therefore, use of adhesive stamps under
Rule 13(d) of Rules on an agreement covered by Article 6 of Schedule-IA has not been included for use of adhesive stamps. 
Rule 17 of the Rules provides use of special adhesive stamps in certain cases as enumerated under Rule 17(a) to (g), which do not include agreement of sale for use of special adhesive stamps. 
Section 11 of the Act provides for use of adhesive stamps on the instrument enumerated therein, under a, b, c, d, and e which does not include agreement of sale. 
In view of the same, the contention advanced by the learned counsel for the petitioner that once Rule 13(d) of the Rules provides use of adhesive stamps and the instrument chargeable with duty, cannot be sustained. 
The scheme enumerated as above specifically provide for use of adhesive stamps and impressed stamps on the document as aforementioned. 
In view of the same the lower Court rightly sustained the Objection. 
Merely because the definition ‘stamp’ under Section 2(26) of the Act has been amended by Act 2 of 2006, which came into force with effect from 10.09.2004, it does not fall under ‘impressed stamp’. 
Similarly, Section 2(13) the definition ‘impressed stamp’ does not include ‘adhesive stamps’.
The lower Court rightly sustained the objection. 
No illegality or infirmity is discernible in the impugned order passed by the lower Court warranting interference of this Court under Article 227 of the Constitution of India.
Accordingly, the Civil Revision Petition is dismissed.

                                                                     ____________________
                                                            (A. GOPAL REDDY, J.)
13th August, 2010
Js.

L.R. Copy to be marked.

THE HON'BLE SRI JUSTICE B.N.RAO NALLA


THE HON'BLE SRI JUSTICE B.N.RAO NALLA

Though born in our Telegana of Karimnagar District. He enrolled as an advocate at Bombay - Maharashtra and Goa Bar Counsil in the year 1978. He shifted his practice to A.P.in the year 1990 and practiced in our A.P.HIGH COURT.In the year 1993 he was recruited directly as District Judge
He worked in different places and in different posts
1. ADJ of  Srikakulam 
2. III ADJ and (3) II ADJ of Kurnool District 
3. Senior faculty member of A.P.JA., Secunderabad 
4. Spl. Judge for Economic Offences, Hyderabad 
5. Chairman, A.P. Co-operative Appellate Tribunal, Hyderabad 
6. Addl. Chief Judge, City Small Causes Court, Hyderabad 
7. ADJ, Khammam (9) Prl. D.J., Mahabubnagar 
8. Director of Prosecutions, Hyderabad 
9. Prl. D.J., Srikakulam 
10. The Registrar, A.P.A.T., Hyderabad 
11. The Chairman, Sales-Tax Appellate Tribunal, Vizag.
12. Elevated as Addl. Judge, High Court of A.P., on 14-10-2009. Appointed as Judge of High Court of Andhra Pradesh and assumed charge as such, on 26-11-2010.

Justice B.N.Rao Nalla  rendered wonderful services to the legal fraternity by his wonderful judgements.

On his retirement we are missing an eminent and wonderful Justice.

may god bless him & his family with all good health and prosperity 

JUSTICE B.N. Rao Nalla's -         some of his works - the beautiful judgments.



NO DRAWING OF PRESUMPTION UNDER SEC.118 OF EVIDENCE ACT WHEN THE PLAINTIFF FAILED TO PROVE THE VALIDITY AND BINDING NATURE BY SUPPORT OF CONSIDERATION AGAINST THE LEGAL HEIRS OF ORIGINAL BORROWER 26 Feb 2012 19:36 by murali mohan mandagaddi

... FOURTH DAY OF JANUARY TWO THOUSAND AND TWELVE   PRESENT   THE HON'BLE SRI JUSTICE BNRAO NALLA   SECOND APPEAL No.19 OF 2012   Between : B. Srinivasa Rao.                                         - - -                  Appellant .               AND ...
INDIAN EVIDENCE ACT ‎>‎ NO DRAWING OF PRESUMPTION UNDER SEC.118 OF EVIDENCE ACT WHEN THE PLAINTIFF FAILED TO PROVE THE VALIDITY AND BINDING NATURE BY SUPPORT OF CONSIDERATION AGAINST THE LEGAL HEIRS OF ORIGINAL BORROWER

NO INJUNCTION - WHEN THE PLAINTIFF FAILED TO PROVE TITLE, POSSESSION AND ENJOYMENT. SECOND APPEAL COURT HAS NO JURISDICTION TO DISTURB THE FINDING OF FACT. 28 Feb 2012 00:14 by murali mohan mandagaddi

THE HON’BLE SRI JUSTICE B.N.RAO NALLA   SECOND APPEAL No.175 OF 2012   Date: 14.02.2012   Between: Kollam Lakshmi Durga ..... Appellant AND   Rev. Dr.Rachapudi Danaiah (died ...
PROPERTY LAWS ‎>‎ NO INJUNCTION - WHEN THE PLAINTIFF FAILED TO PROVE TITLE, POSSESSION AND ENJOYMENT. SECOND APPEAL COURT HAS NO JURISDICTION TO DISTURB THE FINDING OF FACT.

NO INJUNCTION- WHEN THE EXISTANCE OF THE VERY PROPERTY IS IN DOUBT. 28 Feb 2012 00:05 by murali mohan mandagaddi

THE HON’BLE SRI JUSTICE B.N.RAO NALLA   SECOND APPEAL No.157 OF 2012   Date: 14.02.2012   Between: Officers Colony Residents Welfare Association ..... Appellant AND D.Balakrishna  Reddy ...
PROPERTY LAWS ‎>‎ NO INJUNCTION- WHEN THE EXISTANCE OF THE VERY PROPERTY IS IN DOUBT.

IN THE ABSENCE OF JOINT PROPERTY, THE QUESTION OF PARTITION DOES NOT ARISE 26 Feb 2012 19:22 by murali mohan mandagaddi

... FOURTH DAY OF JANUARY TWO THOUSAND AND TWELVE   PRESENT   THE HON'BLE SRI JUSTICE BNRAO NALLA   SECOND APPEAL No.8 OF 2012   Between : Vallamkondu Subbarayudu.                     - - -                  Appellant .               AND   Vallamkondu ...
INHERITANCE LAWS ‎>‎ IN THE ABSENCE OF JOINT PROPERTY, THE QUESTION OF PARTITION DOES NOT ARISE

PARTITION - WHEN THE PROPERTY PURCHASED IN THE NAME OF THE MOTHR WAS PROVED BY JOINT FUNDS OF THE BROTHERS BUT NOT BY THE FUND OF ONE BROTHER, THE PROPERTY IS A JOINT PROPERTY AND IS LIABLE TO BE DIVIDED EQUALLY. THE GIFT DEED EXECUTED BY MOTHER INFAVOUR OF ONE SON NOT VALID. 28 Feb 2012 00:26 by murali mohan mandagaddi

THE HON’BLE SRI JUSTICE B.N.RAO NALLA S.A.No. 214 of 2012 JUDGMENT:             The plaintiff filed O.S.No.606 of 2006 on the file of the ...
PROPERTY LAWS ‎>‎ PARTITION - WHEN THE PROPERTY PURCHASED IN THE NAME OF THE MOTHR WAS PROVED BY JOINT FUNDS OF THE BROTHERS BUT NOT BY THE FUND OF ONE BROTHER, THE PROPERTY IS A JOINT PROPERTY AND IS LIABLE TO BE DIVIDED EQUALLY. THE GIFT DEED EXECUTED BY MOTHER INFAVOUR OF ONE SON NOT VALID.

WHEN THE PERSON IS NOT A DIRECT TENANT OF TTD, HE CAN NOT BE CONSIDERED AS DISPLACED PERSON AND AS SUCH HE IS NOT ENTITLED FOR ALLOTMENT OF ALTERNATIVE ACCOMADATION ON PAR WITH OTHER DISPOSSESSED TENANTS. 26 Feb 2012 19:52 by murali mohan mandagaddi

HON’BLE SRI JUSTICE B.NRAO NALLA SECOND APPEAL No.88 OF 2012 JUDGMENT:           The unsuccessful plaintiff in both the Courts below i.e. trial Court as well as ...
PROPERTY LAWS ‎>‎ WHEN THE PERSON IS NOT A DIRECT TENANT OF TTD, HE CAN NOT BE CONSIDERED AS DISPLACED PERSON AND AS SUCH HE IS NOT ENTITLED FOR ALLOTMENT OF ALTERNATIVE ACCOMADATION ON PAR WITH OTHER DISPOSSESSED TENANTS.

the trial Court dismissed the suit treating Ex.A1 – delivery challan-cum-proforma invoice and Ex.A2 – Invoice No.27 as concocted ones and observing that since the defendant was a stranger, the burden was more on the plaintiff to prove the same, however the plaintiff failed to prove his case. 4 Nov 2012 21:12 by murali mohan mandagaddi

HON’BLE SRI JUSTICE B.N.RAO NALLA   S.A.  No. 118 of 2012   DATED: 19.04.2012 Between:   Rajender Kumar Gupta                                                                    .. Appellant   And   F1 Fashion Corner                                                                   ..    Respondent                                                       ...
INDIAN EVIDENCE ACT ‎>‎ the trial Court dismissed the suit treating Ex.A1 – delivery challan-cum-proforma invoice and Ex.A2 – Invoice No.27 as concocted ones and observing that since the defendant was a stranger, the burden was more on the plaintiff to prove the same, however the plaintiff failed to prove his case.

THE PLAINTIFF HAS TO PROVE HIS CASE WITH OUT DEPENDING ON THE WEAKNESS OF THE DEFENDANT. SIMPLY BECAUSE THE NAME OF THE PLAINTIFF FOUND PLACE IN REVENUE RECORDS DOES NOT CONFER ON HIM ANY TITLE AND POSSESSION 26 Feb 2012 20:06 by murali mohan mandagaddi

HON'BLE SRI JUSTICE B.NRAO NALLA   SECOND APPEAL No.124 OF 2012 JUDGMENT :           The plaintiff preferred this appeal assailing the judgment and decree in A.S. No.47 ...
PROPERTY LAWS ‎>‎ THE PLAINTIFF HAS TO PROVE HIS CASE WITH OUT DEPENDING ON THE WEAKNESS OF THE DEFENDANT. SIMPLY BECAUSE THE NAME OF THE PLAINTIFF FOUND PLACE IN REVENUE RECORDS DOES NOT CONFER ON HIM ANY TITLE AND POSSESSION

For seeking temporary injunction, the petitioner has to prove that she is in possession and enjoyment of the petition schedule property on the date of filing of the suit and that she has to comply the provisions of Order 39 Rule 1 and 2 of CPC i.e., prima facie case, balance of convenience in her favour and irreparable loss being caused to her if temporary injunction is not granted. The petitioner in order to prove her possession over the petition schedule property has filed documents - Exs.A.3, A.4 and A.5. But, Exs.A.3 to A.5 are issued based on Exs.A.1 and A.7, and these documents do not in any way establish the possession of the petitioner over the petition schedule property. Except, Exs.A.3 to A.5, the petitioner has not filed any authentic material to show that she is in possession of the petition schedule property as on the date of filing of the suit. 8 Nov 2012 02:07 by murali mohan mandagaddi

HON'BLE SRI JUSTICE B.NRAO NALLA        C.M. A. No.437 of 2005  04.10.2012       Urumula Yellamma w/o.late Venkatappa Reddy     1)Pullapati Raja Rao, 2 ...
CIVIL PROCEDURE CODE ‎>‎ For seeking temporary injunction, the petitioner has to prove that she is in possession and enjoyment of the petition schedule property on the date of filing of the suit and that she has to comply the provisions of Order 39 Rule 1 and 2 of CPC i.e., prima facie case, balance of convenience in her favour and irreparable loss being caused to her if temporary injunction is not granted. The petitioner in order to prove her possession over the petition schedule property has filed documents - Exs.A.3, A.4 and A.5. But, Exs.A.3 to A.5 are issued based on Exs.A.1 and A.7, and these documents do not in any way establish the possession of the petitioner over the petition schedule property. Except, Exs.A.3 to A.5, the petitioner has not filed any authentic material to show that she is in possession of the petition schedule property as on the date of filing of the suit.

AO-1 in C.C. No.12 of 1999 on the file of the Court of the learned Principal Special Judge for SPE & ACB Cases - cum - IV Additional Chief Judge, City Civil Court, Hyderabad, has preferred Criminal Appeal No.1183 of 2003 assailing the orders of his conviction passed by the said Court in the said case by judgment dated 29-10-2003 finding him guilty for the offences under Sections 7, 13(1)(d) read with Section 13(2) of Prevention of Corruption Act, 1988 (for short "the Act") and convicting and sentencing him to undergo rigorous imprisonment for a period of two years and to pay a fine of Rs.500/-, in default, to undergo simple imprisonment for one month for the offence under Section 7 of the Act and further to suffer rigorous imprisonment for two years and to pay a fine of Rs.500/-, in default, to undergo simple imprisonment for one month for the offence under Section 13(1)(d) read with 13(2) of the Act, whereas, the State preferred Criminal Appeal No.783 of 2004 questioning acquittal of AO-2 in the said case for the same offences. 13 Apr 2011 07:14 by murali mohan mandagaddi

... with and consequently convicting AO-1 and acquitting AO-2. THE HONOURABLE SRI JUSTICE B.NRAO NALLA           CRIMINAL APPEAL Nos.1183 of 2003 AND 783 OF 2004        07-03 ...
SERVICE MATTERS ‎>‎ AO-1 in C.C. No.12 of 1999 on the file of the Court of the learned Principal Special Judge for SPE & ACB Cases - cum - IV Additional Chief Judge, City Civil Court, Hyderabad, has preferred Criminal Appeal No.1183 of 2003 assailing the orders of his conviction passed by the said Court in the said case by judgment dated 29-10-2003 finding him guilty for the offences under Sections 7, 13(1)(d) read with Section 13(2) of Prevention of Corruption Act, 1988 (for short "the Act") and convicting and sentencing him to undergo rigorous imprisonment for a period of two years and to pay a fine of Rs.500/-, in default, to undergo simple imprisonment for one month for the offence under Section 7 of the Act and further to suffer rigorous imprisonment for two years and to pay a fine of Rs.500/-, in default, to undergo simple imprisonment for one month for the offence under Section 13(1)(d) read with 13(2) of the Act, whereas, the State preferred Criminal Appeal No.783 of 2004 questioning acquittal of AO-2 in the said case for the same offences.


false pleadings are nothing but amounting to mental cruelty 24 Mar 2011 23:39 by murali mohan mandagaddi

... HON'BLE SRI JUSTICE D.S.R.VARMA AND THE HON'BLE SRI JUSTICE B.N.RAO NALLA                 F.C.A.No.246 of 2008  03-08-2010  Kamma Damodar ...
MARRIAGE LAWS ‎>‎ false pleadings are nothing but amounting to mental cruelty

the ingredients of Section 304-A IPC were not established; that identity of the accused as driver of the accident vehicle was not established 25 Mar 2011 02:00 by murali mohan mandagaddi

... Section 134 read with 187 of Motor Vehicles Act.. THE HON'BLE SRI JUSTICE B.N.RAO NALLA         Criminal Revision Case No.100 of 2007 31-01-2011  Amarthaluri John ...
CRIMINAL PROCEDURE CODE ‎>‎ the ingredients of Section 304-A IPC were not established; that identity of the accused as driver of the accident vehicle was not established

medical witness, who conducted autopsy over the dead body of the deceased under Ex.P-4 discloses that no internal or external injuries were found present and that the cause of death was due to neurogenic shock as stated in Ex.P-5 final opinion. It is contended that the evidence of PW.5-medical witness in certain particulars is vague and his evidence is not in the context of the matter. Therefore, it is contended that the death of the deceased was not due to assault by any of the accused. 24 Mar 2011 04:24 by murali mohan mandagaddi

... not due to assault by any of the accused.  THE HON'BLE SRI JUSTICE B.N.RAO NALLA         Criminal Appeal No.27 of 2004 07-03-2011  Medikeri Tilak and ...
CRIMINAL PROCEDURE CODE ‎>‎ medical witness, who conducted autopsy over the dead body of the deceased under Ex.P-4 discloses that no internal or external injuries were found present and that the cause of death was due to neurogenic shock as stated in Ex.P-5 final opinion. It is contended that the evidence of PW.5-medical witness in certain particulars is vague and his evidence is not in the context of the matter. Therefore, it is contended that the death of the deceased was not due to assault by any of the accused.

since he failed to prove his tenancy over the schedule property and that as per Ex.B-4 letter of the Tahsildar, Malkajgiri Mandal, Ranga Reddy District to the Station House Officer, Malkajgiri Police Station dated 17-12-2011, he is a trespasser over plot No.14 of schedule property and patta for the schedule property is in the name of the predecessor of defendant Nos.1 to 4. Thus, there is no prima facie case or balance of convenience in favour of the plaintiff for granting temporary injunction and if the same is not granted no loss much less irreparable loss would be caused to the plaintiff. 14 Nov 2012 01:14 by murali mohan mandagaddi

THE HONOURABLE SRI JUSTICE B.NRAO NALLA           CIVIL MISCELLANEOUS APPEAL No.644 OF 2012          05-10-2012  T. Satyanarayana  Y. Lakshma Reddy @ Lachi Reddy & 6 others     Counsel for the ...
CIVIL PROCEDURE CODE ‎>‎ since he failed to prove his tenancy over the schedule property and that as per Ex.B-4 letter of the Tahsildar, Malkajgiri Mandal, Ranga Reddy District to the Station House Officer, Malkajgiri Police Station dated 17-12-2011, he is a trespasser over plot No.14 of schedule property and patta for the schedule property is in the name of the predecessor of defendant Nos.1 to 4. Thus, there is no prima facie case or balance of convenience in favour of the plaintiff for granting temporary injunction and if the same is not granted no loss much less irreparable loss would be caused to the plaintiff.

the accused officer has succeeded in proving the preponderance of probabilities in favour of his case by establishing the fact that the amount of Rs.500/- received from PW1 was towards additional security deposit, but not an illegal gratification 24 Mar 2011 04:36 by murali mohan mandagaddi

... in the Court of the Special Judge for S.P.E. and A.C.B. cases, Vijayawada for the offences punishable under Sections 7, 11 and 13(2) read with ... 2) read with 13(1) (d) of the Act. HON'BLE SRI JUSTICE B.NRAO NALLA        Crl.A. No. 1316 of 2003 03-03-2011  Gajula Pandu Ranga Rao ...
SERVICE MATTERS ‎>‎ the accused officer has succeeded in proving the preponderance of probabilities in favour of his case by establishing the fact that the amount of Rs.500/- received from PW1 was towards additional security deposit, but not an illegal gratification

Monday, June 10, 2013

WRIT- CONSUMER COMMISSION- SEC. 46,47 OF INSURANCE OF ACT - WHO HAS TO FILE A CIVIL SUIT IN CIVIL COURT = WHEN CONSUMER COMMISSION REFUSED TO DECIDED AN INSURANCE CLAIM = National Consumer Reddressal Commission, New Delhi, wherein it has opined that all the cases require recording of voluminous evidence and that realising this difficulty, the learned counsel representing the appellants/revision petitioners sought liberty to approach the civil Court for the purpose of recovering the claim amounts. Accordingly, liberty was given to them to approach the civil Court. ; who among the parties must approach the civil Court. under sec.47 of INSURANCE ACT= the occasion for the insurer to approach the civil Court under Section 47 of the Act would arise when there is no dispute as to the payment of the insured amount but the dispute as to the persons to whom the amount has to be paid or if there is insufficiency of proof of title to the amount secured or any other adequate reason which render it impossible for the insurer to obtain a satisfactory discharge for the payment of such amount. It is not the pleaded case of either party that the insurer is willing to discharge the insured amount but on account of any one or more of the above noted reasons contained under Section 47 of the Act, the insurer is unable to secure discharge. As noted herein before, all the insurance companies have resisted the claims of the petitioners before all the fora on the ground that there are serious suspicious circumstances rendering the very claims of the nominees of the insured, doubtful. Therefore, on a careful consideration of the facts of the cases on hand, I have no doubt in my mind that Section 47 of the Act has no application to the present cases and there is no obligation cast on the insurance companies to approach the civil Court. As rightly undertaken by the petitioners before the National Consumer Reddressal Commission, it is they who need to approach the civil Court by way of regular civil suits if they intend to claim the insured amounts as the purported nominees of the policyholders. For the above-mentioned reasons, I do not find any merit in these writ petitions and the same are accordingly dismissed.

PUBLISHED IN http://judis.nic.in/judis_andhra/filename=9852

THE HON'BLE SRI JUSTICE C.V.NAGARJUNA REDDY          

Writ Petition No.  30752 of 2012 and Batch

02-04-2013

Khalida Begum and another

 The Life Insurance Corporation Ltd., Division Office at Opposite Secretariat,
Saifabad, Hyderabad Rep.by its Divisional Manager Claims and another.          

Counsel for the petitioners: Sri M.A.Barifor Md.Ajmal Ahmed

Counsel for the respondents :   Sri Bathula Raj Kumar

<Gist:

>Head Note:

? CITATIONS:

Writ Petition Nos.  30752, 30753, 30754, 30755, 30756, 30757, 30758, 30759,
30760, 30761, 30762, 30763,      30764, 30765, and 30766 of 2012

COMMON ORDER:    
These writ petitions arise out of common issues of facts and law.  Hence they
are heard and being disposed of together.
       
        The petitioners are claiming through one or the other two persons, namely,
Mohd.Mohtashim Azmi and Mahmooda Begum.
 Sri Mohd. Mohtashim Azmi has taken as         
many as 13 insurance policies with different insurance companies such as the Life Insurance Corporation of India, Allianz Bajaj Life Insurance Company
Limited, Kotak Mahindra Old Mutual Life Insurance Limited and Birla Sun Life Insurance Company Limited.   
His wife Mahmooda Begum has taken two insurance    
policies from the Life Insurance Corporation of India.   
The value of these policies together comes to around Rs.5.5 crores.

        Ironically, within one year after obtaining of these policies, both the
policyholders are stated to have died in a road accident on the intervening
night of 30/31.03.2003 while travelling from Hyderabad to Jedcherla.    
The
petitioners are nominees in the respective insurance policies, either originally
named by the policy holders, or subsequently changed a few days before the
purported accident has taken place.
When two persons by names Sadiqa Begum and  
Khalida Begum filed W.P.Nos.6584 and 6585 of 2004 against the Life Insurance
Corporation of India feeling aggrieved by non-payment of the insured sum for the
death of Smt Mahamooda Begum,

this Court dismissed the said writ petitions by 
holding that as the insurance company has pleaded suspicious circumstances and  
several disputed questions of fact are involved, the petitioners therein shall
avail the remedy of a civil suit.

        All the petitioners 
except the petitioners in W.P.Nos.30752 and 30756 of
2012 have approached the Andhra Pradesh State Consumer Reddressal Commission      
(for short "the State Commission") by raising a consumer dispute. 
The insurance
companies have contested the claims of the petitioners.
The State Commission,
by separate but identical orders passed on 23.04.2008, declined to adjudicate the complaints on merits on the ground that several disputed questions of fact need to be adjudicated and that it is only the competent civil Court which can adjudicate such disputes.  
Feeling aggrieved by the said orders, the petitioners
filed First Appeals/Revision Petitions.  
All those cases were disposed of by the
National Consumer Reddressal Commission, New Delhi, wherein it has opined that  all the cases require recording of voluminous evidence and that realising this difficulty, the learned counsel representing the appellants/revision petitioners
sought liberty to approach the civil Court for the purpose of recovering the claim amounts.  Accordingly, liberty was given to them to approach the civil Court. 

Instead of availing the remedy before the civil Court, the petitioners
filed the present batch of writ petitions,
with the prayer that the respective
insurance companies must approach the civil Court under Section 47 of the
Insurance Act, 1938 (for short 'the Act').

At the hearing, Sri M.A.Bari, learned counsel for the petitioners, submitted
that the view taken by this Court in W.P.Nos.6584 and 6585 of 2004 does not
reflect the correct legal position as Section 46 of the Act enables only holder
of the policy or his assignees to approach the civil Court.  
Therefore, contends
the learned counsel that the petitioners cannot file a suit under Section 46 of
the Act.
As regards Section 47 of the Act, the learned counsel says that it is
the insurer who has the obligation to approach the competent civil Court and get
the disputes decided if it is not willing to pay the insured sums.  
The learned
counsel further submitted that
 even though all the insurance companies, except
the Life Insurance Corporation of India, are private companies, still a writ of
mandamus would lie for enforcement of their statutory obligation to approach the
competent civil Court under Section 47 of the Act.

All the learned counsel representing the respective insurance companies opposed
the above submissions and stated that having undertaken before the National
Consumer Reddressal Commission that they will approach the competent civil 
Court, the petitioners cannot be permitted to turn round and insist that the
insurance companies have to approach the civil Court under Section 47 of the
Act.  They further submitted that Section 47 of the Act has no application to
the facts of the present case.

As regards the submission of the learned counsel for the petitioners that
Section 46 of the Act has no application to the petitioners, I find merit
therein. 
Section 46 of the Act gives right only to the policyholders or their
assignees to approach the civil Court. 
Section 2(2) of the Act defined "policy
holder" as including assignee of the policy holder when the policy is assigned once and for all. 
The petitioners are not the  policy
holders or their assignees, but they claim to be the nominees of the policyholders.  
Therefore, as rightly pointed out by the learned counsel for the
petitioners, Section 46 of the Act has no application. 
 But in my opinion, still
the conclusion drawn by this Court in W.P.Nos.6584 and 6585 of 2004 is not
affected for the reason that if not under Section 46 of the Act, the petitioners
are entitled to approach the civil Court under the Specific Relief Act, 1963 by
way of a civil Suit.   
The main reason for this Court to relegate the
petitioners therein to approach the civil Court was involvement of the seriously disputed questions of fact which could be determined only by a competent civil court.  
This has been the consistent view taken by the State Consumer Redressal Commission as well as the National Consumer Redressal Commission.  
To this  
extent, even Mr.Bari, learned counsel for the petitioners, also does not join
issue.

But the crucial question that needs to be addressed is who among the parties must approach the civil Court. 
As noted hereinbefore, the petitioners have
placed heavy reliance on Section 47 of the Act.
The said provision reads as
under:

" Section 47: Payment of money into Court.
(1)     Where in respect of any policy of life insurance maturing for payment an insurer is of opinion that by reason of conflicting claims to or insufficiency of proof of title to the amount secured thereby or for any other adequate reason
it is impossible otherwise for the insurer to obtain a satisfactory discharge for the payment of such amount,         
[the insurer may], apply to pay the
amount into the Court within the jurisdiction of which is situated the place at which such amount is payable under the terms of the policy or otherwise.

(2)     A receipt granted by the Court for any such payment shall be a satisfactory discharge to the insurer for the payment of such amount.
(3)     An application for permission to make a payment into Court under this section shall be made by a petition verified by an affidavit signed by a principal officer of the insurer setting forth the following particulars,
namely:--
      (a) the name of the insured person and his address;
      (b) if the insured person is deceased, the date and place of his  death;
      (c) the nature of the policy and the amount secured by it;
      (d) the name and address of each claimant so far as is known to the insurer with details of every notice of claim received;
      (e) the reasons why in the opinion of the insurer a satisfactory discharge cannot be obtained for the payment of the amount; and
      (f) the address at which the insurer may be served with notice of any proceeding relating to disposal of the amount paid into Court.
(4)     An application under this section shall not be entertained by the Court if the application is made before the expiry of six months [from the maturing of the policy by survival, or from the date of receipt of notice by the insurer of the death of the insured, as the case may be].
(5)     If it appears to the Court that a satisfactory discharge for the payment of the amount cannot otherwise be obtained by the insurer it shall allow the amount to be paid into Court and shall invest the amount in Government securities pending its disposal.
(6)     The insurer shall transmit to the Court every notice of claim received after the making of the application under sub-section (3), and any payment required by the Court as costs of the proceedings or otherwise in connection with the disposal of the amount paid into Court shall as to the cost of the
application under sub-section (3) be borne by the insurer and as to any other costs be in the discretion of the Court.
(7)     The Court shall cause notice to be given to every ascertained claimant of  the fact that the amount has been paid into Court, and shall cause notice at the cost of any claimant applying to withdraw the amount to be given to every other
ascertained claimant.
(8)     The Court shall decide all questions relating to the disposal of claims to the amount paid into Court.   "

A careful analysis of the above reproduced provision would reveal that an
insurer can approach the competent civil Court if the following contingencies
arise, i.e., 
whether due to conflicting claims or 
insufficiency of proof of title to the amount secured thereby, or 
for any other adequate reason, 
it is not impossible otherwise for the insurer to obtain a satisfactory discharge for the
payment of such amount.  
In such events, insurer can seek permission of the
Court to make payment into the Court and obtain a receipt, which will constitute
satisfactory discharge to the insurer for the payment of the amount.  
In other
words, the occasion for the insurer to approach the civil Court under Section 47 of the Act would arise when there is no dispute as to the payment of the insured amount but the dispute as to the persons to whom the amount has to be paid or if there is insufficiency of proof of title to the amount secured or any other adequate reason which render it impossible for the insurer to obtain a satisfactory discharge for the payment of such amount. 
 It is not the pleaded
case of either party that the insurer is willing to discharge the insured amount but on account of any one or more of the above noted reasons contained under Section 47 of the Act, the insurer is unable to secure discharge.   
As noted herein before, 
all the insurance companies have resisted the claims of the petitioners before all the fora on the ground that there are serious suspicious circumstances rendering the very claims of the nominees of the insured, doubtful.  
Therefore, on a careful consideration of the facts of the cases on hand, I have no doubt in my mind that Section 47 of the Act has no application to the present cases and there is no obligation cast on the insurance companies to approach the civil Court.  
 As rightly undertaken by the petitioners before
the National Consumer Reddressal Commission, it is they who need to approach the 
civil Court by way of regular civil suits if they intend to claim the insured
amounts as the purported nominees of the policyholders.

For the above-mentioned reasons, I do not find any merit in these writ petitions
and the same are accordingly dismissed. 

As a sequel to dismissal of the Writ Petitions, the Miscellaneous petitions, if
any pending in all these writ petitions stand dismissed.
______________________________    
C.V.NAGARJUNA REDDY, J    
02.04.2013