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since 1985 practicing as advocate in both civil & criminal laws. This blog is only for information but not for legal opinions

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Tuesday, September 25, 2012

Smt. Kusum Devi opened a saving bank account six months after the death of her husband with the State Bank of India, Telchar. The bank debited the entire amount in the sum of Rs. 3,83,000/- from the saving bank account of Smt. Kusum Devi without authorization on the pretext that her husband had taken personal loan. The complainant was not aware of any such loan. She was not a co-borrower in the loan agreement. She never stood guarantor for her husband. The respondent-bank is directed to reverse the debit entry from the date when it was debited and the petitioner will get normal interest as applicable to her saving bank account with effect from the debit entry till the said account subsists. There shall be no order as to costs. wife and husband are two different persons, one spouse is not bound by the omission and commission committed by another spouse. Both have independent rights. By no stretch of imagination, it can be held that wife is liable for the loan of her husband.


NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI

 REVISION PETITION NO. 1229 OF 2012

 (Against the order dated 30.01.2012 in Appeal No. 153 of 2011 of the
Orissa State Consumer Disputes Redressal Commission, Cuttack)
Smt. Kusum Devi
W/o Late Sunil Singh
Qr. No. DLB/A/88, Lingaraj,
Dera Chhak Colony,
P.O. Dera, Dist. Angul                                   ........ Petitioner (s)
                                        
          Versus

Chief Manager,
State Bank of India
Talcher,
At/po Talcher,
Dist. Angul 759100                                         …….Respondent (s)

BEFORE: 
      HON'BLE MR. JUSTICE J.M. MALIK, PRESIDING MEMBER
      HON’BLE MR. VINAY KUMAR, MEMBER

For the Petitioner         :    Mr. Om Prakash Singh, Authorised   
                                                Representative

For the Respondent    :    Mr. S. L. Gupta, Advocate
                                      
Pronounced on  17th September, 2012

ORDER

JUSTICE J. M. MALIK, PRESIDING MEMBER
1.      The principal question which falls for consideration is whether wife is liable for the loan advanced to her deceased husband?
2.      The facts of this case are these.  Smt. Kusum Devi, complainant in this case, is the wife of late Shri Sunil Singh.  Her husband died on 10.9.2008.  Smt. Kusum Devi opened a saving bank account six months after the death of her husband with the State Bank of India, Telchar. The bank debited the entire amount in the sum of Rs. 3,83,000/- from the saving bank account of Smt. Kusum Devi without authorization on the pretext that her husband had taken personal loan.  The complainant was not aware of any such loan.  She was not a co-borrower in the loan agreement.  She never stood guarantor for her husband. 
3.      Consequently, she filed a complaint before the District Forum on the ground that the opposite party had committed deficiency in service and she was entitled to the above said amount with interest @ 23% p.a. and further claimed compensation in the sum of Rs.4,50,000/- towards mental torture and harassment. 
4.      The defence set up by the opposite party was that late Shri Sunil Singh during his employment in Mahanadi Coalfields Ltd. (MCL) had availed two personal loans by furnishing an irrevocable letter of authority in favour of MCL which was authorized to recover the installments due to the opposite party’s bank from his salary or from his terminal benefits as derailed in the letter of authority.  It was contended that since the complainant did not discharge the loan amount of her husband, therefore, the bank was authorized to debit the amount from her passbook. Again, as per provisions under Section 171 of the Contract Act, 1872, entire amount of Rs.3,83,000/- was debited to the loan account of late Shri Sunil Singh for complete discharge and closer of the loan account. 
5.      The District Forum allowed the complaint but the State Commission reversed that order.  Smt. Kusum Rani has filed the present revision petition.
6.      We have heard Mr. Om Prakash Singh, authorized representative of the petitioner and Mr. S. L. Gupta, learned counsel for the respondent.  Learned counsel for the respondent drew our attention towards Section 171 of the Contract Act, 1872, which is reproduced as under:-
171. General lien of bankers, factors, wharfingers, attorneys and policy-brokers.-Bankers, factors, wharfingers, attorneys of a High Court and policy-brokers may, in the absence of a contract to the contrary, retain as a security for a general balance of account, any goods bailed to them; but no other persons have a right to retain, as a security for such balance, goods bailed to them, unless there is an express contract to that effect.”

7.      Lastly, learned counsel for the petitioner has cited an authority reported in Syndicate Bank vs. Vijay Kumar and Others (1992) 2 SCC 330.  In this case, it was held that as per bankers lien, there is no bar to attachment of any deposit of a customer in bank which is payable at a future date.  It was further held that on receiving the attachment notice, banker has to appear before the court to obtain suitable directions safeguarding its interest which the court will issue considering the banker’s lien over the deposits.
8.      It was also argued that this was a house loan and the petitioner is housewife.  She does not earn any amount.  She was aware that the above said huge amount belongs to her husband.  She could not furnish any proof that she is the owner of the said property.
9.      Learned counsel for the respondent also pointed out that Shri Sunil Singh had given an undertaking to the effect that his entire estate and the property owned by him shall be liable for the reimbursement to the State Bank of India. 
10.    All these arguments are bereft of any merit.  There is no iota of evidence which may go to show that the amount in question directly or remotely belongs to the petitioner’s husband.  This fact involves title to the disputed property and there lies no rub for the petitioner to prove it before the civil court.  There is no evidence that the petitioner is co-borrower or guarantor or in any way responsible for the general lien pertaining to her husband.  Her husband’s account can be retained by the bank.  The bank has no authority to retain the amount of his wife.
11.    We are of the considered view that Section 171 of the Contract Act, 1872 is not applicable to the instant case.  It must be borne in mind that wife and husband are two different persons, one spouse is not bound by the omission and commission committed by another spouse.  Both have independent rights.  By no stretch of imagination, it can be held that wife is liable for the loan of her husband.  The authority cited above is not applicable to the facts of this case.  If late Shri Sunil Singh was having another account in the bank, the bankers lien would have applied. Customer means customer, who does not include his wife. 
12.    The argument that undertaking given by a person involving any third person, who is not a party in the transaction between the parties, binds the third party, carries exiguous value.  The undertaking is not binding upon the wife.  The wife has no privity of contract.  She cannot be made liable for the loan taken by her husband.  If the bank thinks that this property ultimately belongs to late Shri Sunil Singh, it should be proved.  However, no prima facie proof in this context was produced before us.  It appears that the fault lies at the door of the bank itself.  It is difficult to fathom as to why did it give the loan to late Shri Sunil Singh without any guarantee.  It is also not understood from where the above said sum has arrived at the hands of the complainant.  The opposite party could not prove that this money was ever owned by late Shri Sunil Singh.  The evidence in this context is lacking.
13.    For the reasons stated above, we accept the revision petition, allow the complaint and set aside the order passed by the State Commission.  The respondent-bank is directed to reverse the debit entry from the date when it was debited and the petitioner will get normal interest as applicable to her saving bank account with effect from the debit entry till the said account subsists.  There shall be no order as to costs.
..……………Sd/-……..………
     (J.M. MALIK, J.)
      PRESIDING MEMBER
                                                              
  ……………Sd/-….……………
                                                        (VINAY KUMAR)
                                                                            MEMBER
Naresh/Reserved

The fact that the Appellant’s wife was admitted in the Respondent No.1/Nursing Home where she underwent a caesarean section to deliver a male child is not in dispute. It is also a fact that she died following the surgery and as per the Death Certificate the cause of her death was cardiac respiratory failure due to pulmonary embolism following the caesarean section. From the evidence on record, we note that the Appellant’s contention that his wife was not duly attended to after she was admitted during the course of the surgery is not borne out by the facts on the records. The case-sheet duly records that her condition as also that of the foetus was monitored right from the time of her admission as also during the caesarean surgery which was conducted by qualified doctors with the assistance of an anaesthetist. There is no evidence, including any expert medical evidence produced by the Appellant in support of his allegations that there was deficiency in service or medical negligence on the part of the Respondents. The contention of Counsel for Appellant that the Respondent No.1/Nursing Home was not registered under the relevant provisions/rules is also not confirmed by any proof of the same. In view of these facts, we are unable to conclude that there was any medical negligence on the part of the Respondents. Appellant is present before use. He is a very poor man who earns his livelihood by doing small business in selling pots and pans in the periphery of Kolkata. Admittedly, he lost his wife in the Respondents/Nursing Home and keeping in view this fact and his distressed and poor economic condition, an ex gratia payment by the Respondents to him would be reasonable and justified. We, therefore, direct the Respondents purely on ex gratia basis to pay a sum of Rs.50,000/- to the Appellant within two months from the date of receipt of this order failing which this amount will carry interest @ 9% per annum from the date of default.


NATIONAL CONSUMER DISPUTES REDRESSAL COMMISSION
NEW DELHI

FIRST APPEAL NO.349 OF 2010
(From the order dated 17.10.2006 in Complaint No.98/1999 of the
State Commission, West Bengal)

Chittaranjan Halder                                                                                                                                                      …Appellant

Versus

M/s Dolphin Nursing Home & Ors.                                                                                                                               …Respondents

BEFORE:

          HON’BLE MR. JUSTICE ASHOK BHAN, PRESIDENT
          HON’BLE MRS. VINEETA RAI, MEMBER

For the Appellants       :         Ms.Aakriti Jain, Advocate as Amicus Curiae

For the Respondents    :         Mr.Partha Sil, Advocate


Pronounced on 25th September, 2012


ORDER

PER VINEETA RAI, MEMBER

          This First Appeal has been filed by Sh.Chittaranjan Halder (hereinafter referred to as the ‘Appellant’) being aggrieved by the order of the State Consumer Disputes Redressal Commission, West Bengal (hereinafter referred to as the ‘State Commission’) which had dismissed his complaint of medical negligence against the opposite parties, M/s Dolphin Nursing Home and others (hereinafter referred to as ‘Respondents’).
Briefly, the facts of the case are the Appellant had got his pregnant wife, Smt. Sumita Halder admitted in the Respondent No.1/Nursing Home on 25.09.1991 at 7.40 pm on the advice of one Dr.M.BKanjilal, Respondent No.3 whom she had consulted during her pregnancy.  Appellant paid Rs.2,000/- at the time of her admission and after she was medically checked, he was assured that the patient was in a normal and stable condition and there would be a normal delivery.  On 26.09.1991 at 9.30 am, when Appellant came to the Respondent No.1/Nursing Home, he found that his wife was not in the bed earmarked for her and on enquiry, he was informed by the staff of the Respondent No.1/Nursing Home that she had delivered after having undergone a caesarean operation.  Appellant was asked to sign certain documents in connection with the birth of the child which he did in good faith.  When Appellant entered the Operation Theatre he found that his wife was unconscious and bleeding profusely.  There was blood smeared on the floor as well as on the walls.  At 10.45 am, Respondent No.3 entered the Operation Theatre and came out immediately thereafter and informed the Appellant that his wife was no more.  Appellant contended that the death of his wife occurred in the Respondent No.1/Nursing Home because it did not have the proper infrastructure or arrangements for undertaking such deliveries.  Neither the surgical instruments nor the Operation Theatre were of the required standard. Necessary facilities for blood transfusion, oxygen etc. were not readily available during the surgery.  Further, the caesarean surgery was conducted on his wife without taking his consent and also immediately after the birth of the child, the anesthetist left the Operation Theatre and his wife was left unattended without a single doctor or nursing staff to monitor her condition.  Being aggrieved by the medical negligence and deficiency which caused the death of his wife, Appellant filed a complaint before the State Commission and requested that Respondents be directed to pay him jointly and severally Rs.18 lakhs as compensation and Rs.10,000/- as litigation cost.
Respondents on being served denied the allegations of medical negligence and contended that Appellant’s wife’s condition was carefully monitored right from when she was admitted on 23.09.1991.  Next day when the foetal heart rate was found to be 180/Minute which is high, using their best professional judgment to save the life of the unborn child, it was decided to deliver the child through caesarean section.  This is also as per standard case practice when foetal distress is noted.  Appellant who was away at that time was contacted over phone and his consent taken.  When the operation was nearing completion, mild peripheral cyanosis was detected at the fingertips of the patient upon which necessary resuscitative measures were taken which initially improved the condition of the patient but there was reappearance of the cyanoses and the patient did not respond to any treatment and her condition continued to deteriorate.  Emergency drugs /injections were given to her but the patient could not be saved.  The cause of death was clinically diagnosed as “cardiac respiratory failure due to pulmonary embolism in post-operative case of caesarean section”.  Hence, there had been no lapse or deficiency in service on the part of Respondents.
The State Commission after hearing both parties and considering the evidence filed before it, dismissed the complaint with the following observations:
“On a thorough perusal of the complaint we find that it is a replete with repeated references to the remark that the OPs were grossly negligent and deficient in rendering their services and as a result thereof the patient expired.  But curiously enough the complainant has nowhere given the concrete instance of such negligence of deficiency of the doctors or of the nursing home.  Mere citation of the words ‘negligence’, deficiency, etc. cannot be sufficient unless it is shown in detail as to how such negligence was actually displayed or reflected in the acts of the doctors.  The complainant has not said a single word as to the standard or quality of the operation held on his wife.  On the other hand, the doctors involved (OP Nos. 4, 5 and 6) have stated the conditions elaborately under which they had to conduct such an operation in an urgent situation in order to save the life of the patient.  They have also showed how certain complications develop in the patient so that the treatment afforded by them as per the principles of medical science ultimately failed.  As against that the complainant has not been able to adduce any evidence like expert’s opinion or quotations from medical treatise, etc. to show that what those Ops-Doctors did fell show of the standard which is followed by a body of doctors of average prudence and expertise.”
          Hence, the present First Appeal.
          Since Appellant had represented to us that he was unable to afford a Counsel, to ensure that proper justice was done in his case, this Commission had appointed Ms.Aakriti Jain, Advocate as Amicus Curiae on 14.12.2010.  Counsel for Appellant (Amicus Curiae) and Counsel for Respondents made oral submissions.
          Counsel for Appellant reiterated that the death of the Appellant’s wife occurred because of lack of even basic facilities required to conduct the caesarean section in the Respondent No.1/Nursing Home and further Dr.Kanjilal, Respondent No.3 whose patient the deceased was, came after the surgery was over and therefore, did not attend to her when she was in a critical condition following which she expired.  Further, since the Respondent No.1/Nursing Home did not have a Registration Certificate as required under Clause 3 of the West Bengal Clinical Establishment Act, 1950 and Rule 30 of the West Bengal Clinical Establishment Rules, 1959, it could not have admitted patients and conducted surgeries.  It was reiterated that a provisional certificate was obtained only on 3.8.1993 by the Respondent No.1/Nursing Home.
          Counsel for Respondent on the other stated that from the medical records which have been filed in evidence, it is apparent that there was no deficiency or medical negligence in the treatment of the patient.  Right from the time that she was admitted, her case was properly monitored and her pulse rate, blood pressure, foetal heart rate etc. were duly recorded as per evidence filed which is on record.  Unfortunately, an emergency caesarean section had to be performed in the interest of both the mother and the unborn child when the foetal heart beat rate was found to be abnormal.  This is as per accepted practice in such cases.  Although, the baby was safely delivered, despite the best care and precaution, the Appellant’s wife expired because of cardiac respiratory failure due to pulmonary embolism following the caesarean section.  This unfortunate development can take place despite best medical care and this cannot be attributed to the negligence of the doctors.  Further, the Appellant has also not been able to produce any evidence to support his contention of medical negligence.   Regarding the absence of Dr.Kanjilal, Respondent No.3 at the time of the caesarean surgery, it was stated that even though he could not be present during the surgery since his father had passed away, other qualified doctors as also an anaesthetist attended on the patient.  Counsel for Respondents contended that it is not correct that the Appellant was not informed about these facts.  He was contacted over phone and his consent was duly taken.  Counsel for Respondents further denied that Respondent No.1/Nursing Home was not a registered nursing home in 1991.  It was only the certificate from the Municipal Corporation which is renewed every year, had not been renewed at that time.  Otherwise, it was registered under the West Bengal Clinical Establishment Act, 1950.  The State Commission had, therefore, rightly concluded that there was no case of medical negligence.
          We have heard learned Counsel for both parties and have gone through the evidence on record.  The fact that the Appellant’s wife was admitted in the Respondent No.1/Nursing Home where she underwent a caesarean section to deliver a male child is not in dispute.  It is also a fact that she died following the surgery and as per the Death Certificate the cause of her death was cardiac respiratory failure due to pulmonary embolism following the caesarean section.  From the evidence on record, we note that the Appellant’s contention that his wife was not duly attended to after she was admitted during the course of the surgery is not borne out by the facts on the records.  The case-sheet duly records that her condition as also that of the foetus was monitored right from the time of her admission as also during the caesarean surgery which was conducted by qualified doctors with the assistance of an anaesthetist.  There is no evidence, including any expert medical evidence produced by the Appellant in support of his allegations that there was deficiency in service or medical negligence on the part of the Respondents.  The contention of Counsel for Appellant that the Respondent No.1/Nursing Home was not registered under the relevant provisions/rules is also not confirmed by any proof of the same.  In view of these facts, we are unable to conclude that there was any medical negligence on the part of the Respondents. 
Appellant is present before use.  He is a very poor man who earns his livelihood by doing small business in selling pots and pans in the periphery of Kolkata.  Admittedly, he lost his wife in the Respondents/Nursing Home and keeping in view this fact and his distressed and poor economic condition, an ex gratia payment by the Respondents to him would be reasonable and justified.  We, therefore, direct the Respondents purely on ex gratia basis to pay a sum of Rs.50,000/- to the Appellant within two months from the date of receipt of this order failing which this amount will carry interest @ 9% per annum from the date of default.
Sd/-
…………..…………………
(ASHOK BHAN   J.)
PRESIDENT

Sd/-
………….……………….
(VINEETA RAI)
MEMBER
/sks/ 

It is not uncommon for a Kartha of the joint family to purchase properties in the names of various members of the family including woman. When the acquisition is in the name of the wife of the Kartha, that too, after 15 years of marriage, heavy burden rests upon the person claiming it to be his or her exclusive property, to prove that fact.


*THE HONOURABLE SRI JUSTICE L.NARASIMHA REDDY

+ C.C.C.A.Nos.339 of 2004 and 14 of 2006


%02.07.2010


#Smt.P.Subba Laxmi and another
                                                ..appellants.

Vs.

$P.Ramya and others.
                                                           
            ..Respondents.


!Counsel for the appellants        :  Sri P.S.P.Suresh Kumar

^Counsel for the Respondents   : Sri Gade Venkata Rao




<Gist :



>Head Note:


?Cases Referred:







 

 

HONOURABLE SRI JUSTICE L.NARASIMHA REDDY

C.C.C.A.Nos.339 of 2004 and 14 of 2006

COMMON JUDGMENT:

These two appeals arise out of the judgment and decree, dated 20.08.2004 in O.S.No.1212 of 2001 on the file of the Court of IX Additional Senior Civil Judge (Fast Track Court),City Civil CourtHyderabad.
For the sake of convenience, the parties are referred to as arrayed in C.C.C.A.No.14 of 2006.
The deceased – 2nd appellant was the wife of late Ramana Murthy and the 1st appellant is their daughter.  The 1st respondent is the mother, and respondents 2 and 3 are the brothers of Ramana Murthy.  The appellants filed the suit for the relief of partition and separate possession of ‘A’, ‘B’ and ‘C’ schedule properties and for a declaration that schedule ‘E’ schedule property belongs, exclusively to them.
It was pleaded that Sri Subba Rao, father of respondents 2 and 3 and late Ramana Murthy, worked as a Deputy Secretary in the A.P.Secretariat and has acquired different items of property during his life time.  Schedule ‘A’ is a house at Desaipet GrampanchayatShantinagarVetapalem Mandal, Prakasam District.  Schedule ‘B’ is an agricultural land of Ac.4.36 ½ cents in Nayunipally village, Guntur District.  Schedule ‘C’ is a house at GayatrinagarHyderabad, and schedule ‘D’ is a flat at Shankar Matt, Hyderabad.  Schedule ‘E’ is in an FDR in post office. According to the appellants, schedule ‘A’ to ‘D’ were acquired mainly from the income of the Kartha of the family, late Subba Rao.  As regards schedule ‘E’, the contention of the appellants was that the father of the 2nd appellant gave that amount at the time of her marriage with Ramana Murthy, it was handed over to Subba Rao and he kept the same in fixed deposit, in post office.
The suit was contested mainly by the 3rd respondent.  He filed a written statement and respondents 1 and 2 thereafter adopted the same, by filing a memo.  He pleaded that except ‘A’ schedule property, rest of them do not belong to joint family at all.  According to him, ‘B’ schedule property was purchased by the 1st respondent, and that it is her Shridhan property. He pleaded that ‘C’ and ‘D’ schedule properties belong exclusively to him and that the family has no concern with them.  He further pleaded that ‘E’ schedule property represents the retirement benefits of Subba Rao.
The trial Court held that the schedule ‘A’ and ‘B’ properties are held by the joint family and they are liable to be partitioned. It allotted 1/4th share to the appellants in them.  ‘C’ and ‘D’ schedule properties were held to be the exclusive properties of the 3rd respondent.  The exclusive claim of the appellants on ‘E’ schedule property was rejected and it was held that the appellants are entitled to 1/4th share and respondents 1 to 3 are entitled to 1/4th share each, in it. 
During the pendency of the appeal, the 2nd appellant died.  Her daughter, the 1st appellant, is trailed as her legal representative. 
C.C.No.14 of 2006 is filed by the appellants feeling aggrieved by the denial of the relief, vis-à-vis ‘C’, ‘D’ and ‘E’ schedule properties.  C.C.C.A.No.339 of 2004 is filed by respondents 1 and 2 i.e., defendants 1 and 3 challenging the preliminary decree passed by the trial Court, vis-à-vis the ‘B’ schedule property.
Sri P.S.P.Suresh Kumar, learned counsel for the surviving appellant, submits that the findings of the trial Court, vis-à-vis ‘C’, ‘D’ and ‘E’ schedule properties are untenable in law.  He contends that the third respondent, who deposed as D.W.1, miserably failed to prove that he had any independent source of income and that there was also a tacit admission that lateSubba Rao, the Kartha of the family, contributed funds for the purchase of those two items.  He submits that, when questioned in the cross-examination, as to his salary, as on the date of the purchase of those two items, he feigned ignorance, and that the same establishes that he did not have the requisite funds to purchase the same.  He contends, that the very fact that all the respondents, including the 3rd respondent, lived in the quarter, allotted to Subba Rao, during his life time and after his death, discloses that it is the joint family that has acquired the properties.  Learned counsel further submits that the trial Court ought to have accepted the contention of the appellants, as regards ‘E’ schedule property.
Sri Gade Venkata Rao, learned counsel appearing for respondents 1 and 3, on the other hand, submits that the judgment of the trial Court, vis-à-vis ‘B’ schedule property, is contrary to the evidence on record.  According to him, the very fact that the property was purchased in the name of 1st respondent, that too, at a different place, proves that it is her exclusive property.  He further submits that ‘C’ and ‘D’ schedule properties exclusively belong to the 3rd respondent, since they are purchased in his name and with his own income.  He submits that the 3rd respondent has not only got the income from his employment, but has raised fund, through chits and loans.  Learned counsel submits that simply because the 3rd respondent lived with his parents, he does not loose his right to acquire properties, for himself.  He pleads, that the finding of the trial Court on schedule ‘C’, ‘D’ and ‘E’ properties do not warrant interference.
 The suit filed by the appellants is one, for partition of schedule properties. While schedule ‘A’, ‘B’, ‘C’ and ‘D’ are immovable properties, ‘E’ schedule property is in the form of fixed deposit.
The trial Court framed the following issues:
“1. Whether the plaintiff is entitled for partition and separate possession of 1/4th share in the suit schedule property as prayed for?
2. Whether the court fee paid is sufficient?
3. To what relief?”
The 2nd appellant deposed as P.W.1 and one Mr.Satyanarayana was examined as P.W.2.  Exs.A-1 to A-9 were filed.  They are mostly in the form of property valuation certificates of various items.  On behalf of the respondents, the 3rd respondent alone deposed as D.W.1 and Exs.B-1 to B-6 were filed.  Out of them, Exs.B-1 and B-2 are extracts of sale deeds.  Exs.B-3 and B-4 are sale deeds themselves in relation to certain items of the properties.  Ex.B-5 is the letter of offer in favour of the 3rd respondent and Ex.B-6 is the statement of account.
The finding on the second issue was that the Court fee paid on suit is sufficient.  On the first issue, as against the claim of 1/4th share in ‘A’, ‘B’, ‘C’ and ‘D’ schedule properties, the trial Court passed preliminary decree in respect of ‘A’ and ‘B’ schedule properties and rejected their claims as regards ‘C’ and ‘D’ schedule properties.  The exclusive claim of the appellantsvis-à-vis ‘E’ schedule property was negatived and they were held to be entitled to 1/4th share in it.
In view of the various contentions advanced by the learned counsel for the parties, the points that arise for consideration are:

(a)                            “Whether the appellants are entitled for any share in ‘C’ and ‘D’ schedule properties;

(b)                            Whether the FDR in schedule ‘E’ exclusively belongs to the appellant; and

(c)                             Whether the trial Court committed any error in allotting share in favour of the appellants in ‘B’ schedule property.”
  There is no dispute as to the relationship of the parties.  Respondents 2 and 3 and late Ramana Murthy are the sons of the
1st respondent and late Subba Rao.  The appellants represent the branch of Ramana Murthy.  The respondents did not take the plea of any prior partition.  Their effort was only to exclude items ‘B’, ‘C’ and ‘D’ of the suit schedule property from the purview of partition.  They did not seriously oppose the claim of the appellants, vis-à-vis ‘A’ schedule property.
The 3rd respondent claimed that ‘C’ and ‘D’ schedule properties exclusively belong to him.  The record discloses that two items were purchased in his name.  Even while being a coparcener in joint family, it was permissible for him to acquire properties by himself and oppose any steps for partition thereof. That could have been possible, if only he has established through cogent evidence that he is possessed of adequate means and had necessary funds at his disposal, to purchase the properties.
At one stage, the 3rd respondent pleaded that he was living separately from his parents.  In his cross-examination, however, he admitted that not only during the life time of SubbaRao, but also after his death, himself and respondents 1 and 2 are residing in one and the same premises, which incidentally is a Government quarter.
The 3rd respondent is employed in Lepakshi Emporium,                      a Government of A.P. undertaking.  He did not plead any other source of income.  In the cross-examination, it was suggested to him that he did not have adequate income, to spare funds for purchase of immovable properties.  To a specific question as to what was his salary when the ‘B’ and ‘C’ schedule properties were purchased, he simply feigned ignorance.  At the time of giving evidence, he was working as Manager and his salary was said to be Rs.10,000/-, per month.  He was just a junior or senior salesman, when the property was purchased.  By that time, he had a sub-unit of family comprising of his wife and two children.  Though he stated that he raised loans, the only document filed by him in that connection was the letter of offer given by a financing agency, expressing its willingness to advance loan to him.  He tacitly admitted that his mother gave him some amounts for the purchase of the said items of property.
A perusal of the judgment of the trial Court discloses that a clear finding was recorded to the effect that the 3rd respondent did not have the capacity to purchase ‘C’ and ‘D’ schedule properties.  The relevant portion reads as under:
“This Court is of the view that D-3 has failed to convince the Court that he was having sufficient funds and so capable of pulling moneys to made the consideration for purchase of schedule ‘C’ and ‘D’ properties.”
           
However, a sudden shift was made from this, and the trial Court observed that the appellants failed to prove that the property was purchased with the funds of the joint family, or those arranged by the kartha late Subba Rao.  Further, the finding was not definite and clear.  It reads:
          “Therefore, on considering the facts and circumstances and also taking into consideration of the fact that burden is on the plaintiff , though there is a doubt in the contention of defendants, that ‘C’ and ‘B’ schedule properties were purchased from the funds of D.3, plaintiff has failed to prove that schedule ‘C’ and ‘D’ properties, which were purchased out of the funds of late Subba Rao or from the joint family funds”.

          The finding recorded by the trial Court cannot be sustained.  The reason is that, if a co-parcener in a joint family pleads that an item of property was acquired by him exclusively for himself, the burden rests upon him to prove that he was possessed of adequate funds for purchasing the property.  As observed earlier, the 3rd respondent miserably failed in this regard. Therefore, the finding recorded by the trial Court as to the nature of schedule ‘C’ and ‘D’ properties, that is they are not available to be partitioned, is untenable.

          The 3rd respondent made an effort to adduce additional evidence before this Court.  On finding that the application does not accord with the requirements of Rule 27 of Order 41 C.P.C., the application was dismissed.  The consequence is that there is no evidence to prove that he acquired ‘C’ and ‘D’ schedule properties by himself and in that view of the matter, they are also available for partition.

          The appellants made exclusive claim, vis-à-vis ‘E’ schedule property.  According to them, substantial amount was given by the parents of the deceased - 2nd appellant at the time of her marriage and they were kept in the custody of Subba Rao.  The latter, in turn, is said to have kept in fixed deposit.  Except taking such a bald plea, they did not palce any material to substantiate that contention.  Further, Subba Rao held a fairly superior post by the time he retired and on retirement, he got substantial benefits.  There is nothing unnatural for him in having ‘E’ schedule property.  Therefore, the contention of the appellants as regards ‘E’ schedule property, cannot be accepted.

          In the appeal presented by them, the respondents have challenged the finding as regards the ‘B’ schedule property.  It is no doubt true that the property was acquired in the name of the 1st respondent, who is the mother of respondents 2 and 3 and Ramana Murthy.  The record, however, discloses that her parents were not in a position to arrange the amount that is required for purchase of ‘B’ schedule property, nor was it proved that she had any other Shridhana property, which can be utilized, for purchasing that land.  The only witness examined by them i.e. the 3rd respondent, clearly admitted in his evidence that the ‘B’ schedule property was purchased 15 years after the marriage of the 1st respondent.

          It is not uncommon for a Kartha of the joint family to purchase properties in the names of various members of the family including woman.  When the acquisition is in the name of the wife of the Kartha, that too, after 15 years of marriage, heavy burden rests upon the person claiming it to be his or her exclusive property, to prove that fact.  The
1st respondent, who made an exclusive claim for the property, did not choose to enter the witness box.  The evidence of DW.1 on this aspect is scanty and is not of much use.       The trial Court observed:  

          “Therefore the evidence produced by defendants are not convincing to believe and conclude that D1 was having an independent separate income and with the money given towardspasupukumkuma she has purchased and therefore the contention of the defendants that ‘B’ schedule property was purchased towards pasupukumkuma is hereby denied.  Once defendants could not establish that it was purchased out of her own funds then the fact remains is since D1 is member of the joint family and late Subba Rao was the earning member in the family the said property purchased only under the joint family funds and ‘B’ schedule property is also one and the joint family properties and thereby plaintiffs are entitled for a share.”
         
Learned counsel for the respondents is not able to point out that this finding suffers from any factual or legal error.  Here itself, it needs to be observed that the trial Court adopted a different approach, as regards ‘C’ and ‘D’ schedule properties. 

          The unfortunate aspect of this case is that Ramana Murthy and his wife - the 2nd appellant died, on account of their being HIV positive.  The sole surviving appellant, i.e. their daughter, is also said to be suffering from the same dreadful decease.  This is stated by none other than her grand mother, who is appointed as her guardian.  In the affidavit filed by her in C.C.C.A.M.P.No.144 of 2010, she said:

          “I humbly submit that initially the suit was filed by my daughter namely Smt.P.Sarada Devi along with the petitioner No.1/Appellant No.1 and she being the natural mother and guardian has represented minor.  But unfortunately my daughter i.e., appellant No.2 expired due to HIV +ve and my son-in-law expired due to HIV +ve prior to the death of my daughter. Now, the petitioner/appellant No.1 is also suffering from HIV +ve and after the demise of my daughter I filed O.P.No.198 of 2007 before the Hon’ble Principal District Judge, East Godavari,Rajahmundry seeking to appoint me as guardian to the petitioner/Appellant No.1.”

          The rights of the parties are no doubt decided according to the relevant principles of law.  However, in the matter of moulding relief, this Court cannot remain oblivious to the facts mentioned above.  It is felt that the share in ‘E’ schedule properties can straight away be passed on to the 1st respondent for her treatment and maintenance.  However, the physical division of the ‘A’, ‘B’, ‘C’ and ‘D’ schedule properties, can be deferred till  the 1st appellant gets completely cured, or gets married by keeping her right, vis-à-vis properties, in tact.  If any further amount over above her share in the ‘E’ schedule property is needed for the treatment, the respondents can be required to arrange the same, which, in turn, can be adjusted towards her share in any other properties.

          For the foregoing reasons,
a)     C.C.C.A.No.339 of 2004 is dismissed, without costs;
b)     C.C.C.A.No.14 of 2006 is partly allowed, directing that the
1st appellant therein is entitled to one-fourth share in plaint ‘C’ and ‘D’ schedules also and rejecting the exclusive claim of the 1st appellant, vis-à-vis ‘E’ schedule property; and
c)      The decree passed by the trial Court is further modified to the effect that,
i)                   the actual division of ‘A’, ‘B’, ‘C’ and ‘D’ schedule properties shall take place, after the surviving plaintiff, is completely cured of the decease from which she is suffering or till she is married, whichever is earlier;
ii)                 the defendants shall pass on one-fourth share in ‘E’ schedule property to the plaintiff forthwith for her treatment and maintenance; and
iii)               the defendants shall also be under obligation to arrange for additional funds, if needed for the treatment of the plaintiff, up to the value of one-fourth share in ‘A’, ‘B’, ‘C’ and ‘D’ schedule properties, as may be determined by the trial Court, after hearing both the parties.  They shall also be under obligation to arrange for treatment to the plaintiff and entitled to know the method of treatment being arranged to her by her guardian and the cost thereof. 
          There shall be no order as to costs.

____________________
L.NARASIMHA REDDY, J
02nd July, 2010
SKM/GJ

"Sec. 65. Cases in which secondary evidence relating to documents may be given.- Secondary evidence may be given of the existence, condition or contents of a document in the following cases:- (a) When the original is shown or appears to be in the possession or power- of the person against whom the document is sought to be proved, or of any person out of reach of, or not subject to, the process of the Court, or of any person legally bound to produce it, and when, after the notice mentioned in section 66, such person does not produce it".


THE HON'BLE SRI JUSTICE L.NARASIMHA REDDY        
Civil Revision Petition No.6117 of 2009

16-06-2010

Manepalli Venkata Sreerama Murthy & another

Garlapati Lakshmana Swamy  

Counsel for the petitioners: Sri P.R. Prasad

Counsel for respondents: Sri M. Naga Raghu

:ORDER:

The respondent filed O.S.No.107 of 2008 in the Court of
VII Additional District and Sessions Judge (Fast Track Court), Vijayawada,
against the petitioners for the relief of specific performance of an agreement
of sale, dated 13-01-2007, and for a mandatory injunction for demolition of the
structures, existing on the suit schedule property.  The petitioners filed a
written-statement, denying the plaint allegations and opposing the suit.  The
trial Court framed the issues and the trial of the suit commenced.

The respondent sought to file the Photostat copy of the agreement of sale, dated
13-01-2007.  It was pleaded that the original document was handed over to an
Advocate, by name, D.P. Ramakrishna, for preparation of notice, and for drafting
the pleadings, and that in spite of repeated requests, the said advocate did not
return the original.  The petitioners raised an objection for taking the xerox
copy of the document, on record.  According to them, though there is no dispute
as to the execution of the agreement of sale, and making of certain
endorsements, there is a serious dispute as regards the fourth endorsement.
Both the parties placed reliance upon certain precedents.  The trial Court
overruled the objection raised by the petitioners, through its order dated 18-
11-2009, and accordingly paved the way for marking of the photostat copies of
the agreement of sale, and the endorsements made thereon.  The order dated 18-
11-2009 is challenged in this revision.

Sri P.R. Prasad, learned counsel for the petitioners submits that the trial
Court did not ensure compliance with the requirements under law, before the so-
called secondary evidence was taken on record.  He contends that Section 66 of
the Indian Evidence Act (for short 'the Act'), enables a party to adduce
secondary evidence, only when a party, who, in the natural course of events,
is supposed to have the custody of the document in original, refuses to furnish
the same, in spite of demand, and that an advocate engaged by a party cannot be
said to be a person, to have natural custody of the document, in relation to the
suit transaction.  He further submits that except stating that he issued the
notice to the said advocate, the respondent did not take any steps to summon
him.  Learned counsel further contends that when there is a serious dispute as
to the genuinity of the fourth endorsement, on the document, it becomes just
impossible for the Court, to verify the plea, by examining a photostat copy.

Sri M. Naga Raghu, learned counsel for the respondent,
on the other hand, submits that the petitioners do not dispute the factum of
execution of agreement of sale and the question as to whether the fourth
endorsement is genuine or not, can be decided with reference to the evidence,
which, the parties may adduce.  He contends that the trial Court referred to the
relevant precedents, that have a bearing on the question, and that no exception
can be taken to the order under revision.

The respondent prayed for specific performance of agreement of sale, dated 13-
01-2007 and ancillary reliefs, in the suit.  It is stated that subsequent to the
execution of the agreement, as many as four endorsements were made, evidencing
the receipt of part of sale consideration and altering some of the conditions.
Therefore, a perusal of the document becomes necessary for resolution of the
dispute.

It is always desirable to adjudicate the matter on the basis of the original
documents.  Where, however, it becomes impossible for a party to produce or
secure the custody, of the original document, law provides for filing a
secondary evidence.  The circumstances under which a party can adduce secondary
evidence are provided for, under Sections 63, 65 and 66 of the Act.  One such
is, where the original of the document is in the custody of a party, and in
spite of notice being issued to him, he failed to produce the same before the
Court or did not hand over the same to the other party.  Section 66 reads,
"Sec. 66:  Rules as to notice to produce.-Secondary evidence of the contents of
the documents referred to in section 65, clause(a)], shall not be given unless
the party proposing to give such secondary evidence has previously given to the
party in whose possession or power the document is or to his attorney or
pleader, such notice to produce it as is prescribed by law; and if no notice is
prescribed by law, then such notice as the Court considers reasonable under the
circumstances of the case;
Provided that such notice shall not be required in order to render secondary
evidence admissible in any of the following cases, or in any other case in which
the Court thinks fit to dispense with it:-

(1) when the document to be proved is itself a notice;
(2) when, from the nature of the case, the adverse party must know that he will
be required to produce it;
(3) when it appears or is provided that the adverse party has obtained
possession of the original by fraud or force;
(4) when the adverse party or his agent has the original in Court;
(5) when the adverse party or his agent has admitted the loss of the document;
(6) when the person in possession of the document is out of reach of, or not
subject to, the process of the Court".

From a perusal of the provision it is evident that, normally a notice to produce
the original of a document is to be issued to the "party".  However, if one
takes into account the language employed in Section 65, it is possible that
secondary evidence can be adduced even where the person, in whose custody the
original is, not a party to the suit. Section 65 (a) reads,
"Sec. 65. Cases in which secondary evidence relating to documents may be given.-
Secondary evidence may be given of the existence, condition or contents of a
document in the following cases:-
(a) When the original is shown or appears to be in the possession or power-
of the person against whom the document is sought to be proved, or
of any person out of reach of, or not subject to, the process of the Court, or
of any person legally bound to produce it,
and when, after the notice mentioned in section 66, such person does not produce
it".
(See Sarkar on Evidence)

Renowned of the Treatise on the law of i.e. "Sarkar on Evidence", has this, to
say, in the context.
 "In s.66 the person in possession of the document has been referred to as
"party" except in proviso (6) which speaks of the "person in possession";
whereas in s.65 the word "party" has not been used though it refers to documents
in the possession of parties as well as strangers [see cl.(a)].  Obviously both
sections refer to parties to suits as well as to strangers.  Ordinarily the
notice must be to the person in whose possession or power the document is. (as
to possession, see notes to cl.(a) section 65 ante]".
(See Sarkar on Evidence, Fifteenth Edition Reprint 2002
             para 2, page 1109)


In this case, the person, who is said to be in possession of the original of the
agreement of sale, is one Sri Ramakrishna, advocate, who is not a party to the
suit.

However, the mere statement by the respondent that a notice was issued to the
said advocate for production of the original, and that he did not comply with
the request, does not suffice, to enable him to adduce secondary evidence.  It
becomes essential and necessary to secure his presence, by taking the summons  
from the Court.  The reason is that, if the person, who withholds the original
of a document, is a party to the suit, an adverse inference can be drawn against
him, and he shall have to face the consequences, that flow from such inference.
His silence itself would be an acceptance of his being in possession of the
document.  However, in the case of a person, who is not a party, such inference
cannot be drawn, at all.  Many a time, it may become doubtful, as to whether the
so-called third party is in possession of the original.  If the party, who
intends to adduce secondary evidence, is relieved of the obligation to summon
such person, to prove the factum of the original being in the custody of such
person, the very rigor against the secondary evidence, contained in various
provisions, including Section 65, may get diluted.

A party, who, either, is not in possession of the original, or is of the view
that the scrutiny of the same would not be in his interest, may invent a plea,
that the original is in the possession of a person, who is not a party to the
suit, and that in spite of notice being issued to him, the original was not
delivered.  By adopting such device, he may thwart any attempt to send the
document for comparison under Section 45 of the Evidence Act.  In BHERI
NAGESWARA RAO v.  MAVURI VEERABHADRA RAO1, this Court took the view that the          
photostat copy of an original cannot be the subject-matter of verification and
scrutiny under Section 45 of the Evidence Act.  Therefore, heavy burden rested
upon the respondent to satisfy the Court, that the original is in the custody of
the person named by him to procure the presence of such person, in the Court.
The trial Court ought to have insisted upon examination of that person, to
verify the correctness of the plea as to the custody of the document, with him.

It is true that this Court in THRILOKCHAND JAIN v. GURRAPU RAJAMOULI2 held that  
in case the party or person in whose possession the original is said to be
there, has not responded to a notice, secondary evidence can be permitted.  It
has already been observed that the nature of burden as regards the issuance of
notice for production of the original, substantially differs from a case, where
such a person is a party to the suit, and the one, where he is not a party.  The
trial Court did not bestow its attention to this aspect.

For the foregoing reasons, the revision is allowed, and the order under revision
is set aside.  The trial Court is directed to consider the matter afresh.  It is
made clear that the petitioners shall be under obligation to take summons to the
person in whose possession the original of the document is said to be; and the
trial Court shall form an opinion as to the admissibility of the secondary
evidence, depending upon the nature of evidence, which the person, who is said
to be in the custody of the document may give.

There shall be no order as to costs.

?1 2006 (4) ALT  694
2 2004 (4) ALT 605