LAW FOR ALL

the truck met with an accident at Shillong in Meghalya State and was burnt.- the truck had entered into the area of Meghalya without any valid route permit. It is observed that the report received from the Regional Transport Authority, Yamuna Nagar also indicated that the complainant had obtained the route permit only for Haryana, Punjab, U.P. and Uttrakhand. Considering these admitted facts, the State Commission has accepted the appeal of the OP Insurance Co. applying the ratio laid down by the National Commission in the judgement dated 9.11.2010 rendered in R.P. No 2976 of 2006 (United India Insurance Co. ltd. Vs. Trilok Kaushik). We agree with the view taken by the State Commission in its impugned order which is in line with the view taken by the National Commission. It is well-established in the light of various judgements of the Apex Court that the terms and conditions of the insurance policy have to be construed strictly and if there is any violation of the terms, the party cannot claim any relief.