LAW FOR ALL

deceased was travelling in the car, but the same was being driven by other person at the time of accident. As per terms of the policy, petitioner is liable to pay compensation for the personal accident claim only in case of death of the owner when the vehicle is being driven by the owner himself. ?= It is an admitted fact that deceased was travelling as co-driver and when accident was caused another person was driving the vehicle. It is not the case of petitioner, that driver who was driving the vehicle at the time of accident was not having a valid and effective driving licence. 12. Under these circumstances, as per terms and conditions of the policy, deceased was fully covered for a sum of Rs.2 lakhs. Hence, legal heirs of the deceased are fully entitled to receive the insurance claim.