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Showing posts with label
Enhancement of compensation - insurance claim
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Showing posts with label
Enhancement of compensation - insurance claim
.
Show all posts
Sunday, July 14, 2013
Enhancement of compensation - insurance claim = we find no ground shown by the Tribunal or the High Court in providing pecuniary and non pecuniary damages at a lower rate.= From the High Court's judgment and award passed by the Tribunal it is clear that the claimant placed evidence to suggest that the cost of prosthesis was Rs.75,000/ . It was accepted at Bar that the cost of prosthesis was Rs.1,60,000/. Inspite of the same the Tribunal did not chose to allow any amount towards prosthesis and the High Court allowed a petty amount of Rs.50,000/ for the same. No separate amount has been allowed towards travelling to the Hospitals though the claimant was required to go to attend the Hospital every 10 days for treatment. We further find that a meager sum of Rs.25,000/ has been allowed by the High Court towards pain and suffering. 18. Having regards to the fact that the Tribunal and the High Court have not allowed reasonable amount for different pecuniary and the nonpecuniary damages, we, therefore, with a view to do complete justice to the claimant re determined the amount of compensation on the following terms: Pecuniary damages (Special damages) (i) Expenses relating to treatment,hospitalisation, medicines,transportation, nourishing food, and miscellaneous expenditure. (medical expenses Rs.15,000 + Attendant Rs.15,000 + cost of prosthesis Rs.75,000) Rs.1,05,000 (ii) Loss of earnings (and other gains) which the injured would have made had he not been injured, comprising: 12Page 13 (a) Loss of earning during the period of treatment; (b) Loss of future earnings (on account of 70% permanent disability taking multiplier of 16) Rs.4,500 Rs.6,04,800 (iii) Future medical expenses. Rs.50,000 Nonpecuniary damages (General damages) (iv) Damages for pain, suffering and trauma as a consequence of the injuries. Rs.1,00,000 (v) Loss of amenities Rs.2,00,000 (vi) Loss of expectation of life (shortening of normal longevity) Rs.1,00,000 Total Rs.11,64,300 The respondent Insurance Company is directed to pay the claimantappellant a sum of Rs.11,64,300/ minus the amount already paid pursuant to the order passed by the Tribunal within three months from the date of judgment with interest @ 12%. The order passed by the High Court and Tribunal stands modified to the extent above. The appeal filed by the claimant is allowed with the above observation and direction. No separate order as to costs.
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published in http://judis.nic.in/supremecourt/filename=40489 Page 1 REPORTABLE IN THE SUPREME COURT OF INDIA CIVIL APPELLATE JURISDICTI...
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